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Pay App Advance

Unlock the money you’ve already earned.

Billd is the working capital solution built for commercial contractors.

Get Started for Free

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Here's how to stop biting the bullet on slow payments

Designed for the unique needs of construction companies

Cover your biggest expenses

Meet the immediate needs of your business

Control your
cash flow

Bring predictability to your accounts receivables

more capital

Your credit limits flex with the needs of your business

Plan with

Bid more jobs knowing your future financial position

Projects run by America's biggest GCs

Pay App Advance*
Traditional Invoice Financing
Advances up to 100% of the total pay app
less a purchase fee
Advances 70-95% of the total pay app
No wire or transfer fees
$15-$25 Wire and transfer fees
Serviced through the subcontractor
(subcontractor pays Billd)
Serviced through the GC, taking the subcontractor out of the payment chain (GC pays financing company)
No contact with GC during pay period
Ongoing contact with GC throughout the pay period
Payments and approval as quickly as same-day
Average of 3.4 days to approval
Use on a pay app-to-pay app basis
Must be used for every pay application on a project
*Pricing and product features may vary in the states of California and New York.

Hear about Pay App Advance from the people using it

How Pay App Advance works

The Billd portal makes submitting a pay app and getting paid simple. Enroll today in less than 5 min.

Enroll with Billd

Enter or select your project

Upload your approved pay application

We'll confirm and you'll get the money in your account