Skip to content

Pay App Advance

Unlock the money you’ve already earned.

Billd is the working capital solution built for commercial contractors.

Get Started for Free

Enter your details below to speak with a Billd representative. 

Designed for the unique needs of construction companies

Cover your biggest expenses

Meet the immediate needs of your business

Control your
cash flow

Bring predictability to your accounts receivables

Unlock
more capital

Your credit limits flex with the needs of your business

Plan with
confidence

Bid more jobs knowing your future financial position
Pay App Advance*
Traditional Invoice Financing
Pricing
Advances up to 100% of the total pay app
less a purchase fee
Advances 70-95% of the total pay app
No wire or transfer fees
$15-$25 Wire and transfer fees
Relationships
Serviced through the subcontractor
(subcontractor pays Billd)
Serviced through the GC, taking the subcontractor out of the payment chain (GC pays financing company)
No contact with GC during pay period
Ongoing contact with GC throughout the pay period
Servicing
Payments and approval as quickly as same-day
Average of 3.4 days to approval
Use on a pay app-to-pay app basis
Must be used for every pay application on a project
*Pricing and product features may vary in the states of California and New York.

Pay App Advance is used on projects run by America's biggest GCs

Who we work best with

Our financial solutions work best for contracting companies:

Over $2M in annual revenue

Looking to grow

With commercial projects

Hear about Pay App Advance from the people using it

How Pay App Advance works

The Billd portal makes submitting a pay app and getting paid simple.

Work with your representative to set up your account. 

Enter your project details and upload your approved pay app.

We'll confirm and get the money into your account in as little as 24 hours.

Enjoy pay-when-paid terms up to 60 days.