Pay App Advance

Unlock the money you’ve already earned.

Billd is the working capital solution built for commercial contractors.

Get Started for Free

Enter your details below to speak with a Billd representative.

Designed for the unique needs of construction companies

Cover your biggest expenses

Meet the immediate needs of your business

Control your
cash flow

Bring predictability to your accounts receivables

Unlock
more capital

Your credit limits flex with the needs of your business

Plan with
confidence

Bid more jobs knowing your future financial position

Pay App Advance^*

Traditional Invoice Financing

Pricing

Advances up to 100% of the total pay app
less a purchase fee

Advances 70-95% of the total pay app

No wire or transfer fees

$15-$25 Wire and transfer fees

Relationships

Serviced through the subcontractor
(subcontractor pays Billd)

Serviced through the GC, taking the subcontractor out of the payment chain (GC pays financing company)

No contact with GC during pay period

Ongoing contact with GC throughout the pay period

Servicing

Payments and approval as quickly as same-day

Average of 3.4 days to approval

Use on a pay app-to-pay app basis

Must be used for every pay application on a project

*Pricing and product features may vary in the states of California and New York.

Pay App Advance is used on projects run by America's biggest GCs

Who we work best with

Our financial solutions work best for contracting companies:

Over $2M in annual revenue

Looking to grow

With commercial projects

Hear about Pay App Advance from the people using it

"The whole process is seamless. The pay app program has been a lifesaver. Best interim financing on the market. So much easier than traditional banks. Billd is an awesome partner."

Steven Sweeney, Vice President | DJ Construction Group

"Pay App Advance has helped to tremendously cut down on receivables time. This has allowed us to pay our bills on time and manage overhead costs with less stress. Pay App Advance has eliminated some cash flow issues that would otherwise keep us from taking on bigger jobs."

Sarah Garcia, Controller | DB Utility Contractors

"As a growth minded commercial subcontractor, Billd has provided us with the resources we need to manage cash flow while meeting our strategic growth plan. The team is friendly and always works to provide fast service, offers insights into ROI, and other tools that are important to business. Highly recommend it."

Justin Smith, President | Ironsmith Fire

How Pay App Advance works

The Billd portal makes submitting a pay app and getting paid simple.

Work with your representative to set up your account.

Enter your project details and upload your approved pay app.

We'll confirm and get the money into your account in as little as 24 hours.

Enjoy pay-when-paid terms up to 60 days.