Access flexible funding solutions for your projects

Quick approvals, flexible terms, and cash flow freedom for commercial contractors.

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Elevate your projects with Billd’s flexible financing solutions

Faster funding approval when you need it

Fast, project-based funding built for subcontractors. Diversify your working capital with reliably quick turnaround times so you can bid on more jobs, and grow faster.

Flexible funding options

Our financing aligns with your project timelines, offering the flexibility to access funds when you need them most. Whether you’re covering upfront costs or ensuring smooth operations throughout the project, Billd’s working capital solutions adapt to your workflow.

Transparent and
predictable costs

Billd provides financing solutions that are straightforward and transparent. Enjoy predictable terms that are designed to support your growth without the stress of hidden fees.

How Billd works

Get the financial support you need for any project, current or in pipeline

Unlock solutions that flex with the changing needs of your business

With Billd in your toolbelt you can plan for your business on your terms

Bank LOC

Supplier Terms

Credit Cards

Cash

Reasonable
Requirements

Established business history, strong FICO, modest revenue

2-3 years of financial history, solid ratios, customer and AR mix, backlog

Reputation and guarantees

Established business, strong FICO

Strong profits over time

Time To
Acquire

As fast as 24 hours

6+ months for relationship-building; 2-4 months paperwork

6+ months to build trust; 1 month paperwork

1-2 months

Years

Multiple
Uses

Materials, labor, operational expenses (ideal for flexible project financing)

Overhead expenses like payroll and equipment (not ideal for materials)

Materials only

Small project expenses, travel, subscriptions

Any expense

Capacity

5-10% of annual revenue; flexible based on project

2-10% of annual revenue

Varies by trade and revenue

15-30% of monthly revenue, but not ideal for large expenses

1-5% of annual revenue

Who we work best with

Our financial solutions work best for contracting companies:

Over $2M in annual revenue

Looking to grow

With commercial projects

See what contractors around the country are saying about Billd

"As a growth minded commercial subcontractor, Billd has provided us with the resources we need to manage cash flow while meeting our strategic growth plan. The team is friendly and always works to provide fast service, offers insights into ROI, and other tools that are important to business. Highly recommend it."

Justin Smith, President | Ironsmith Fire

"Our partnership with Billd has proved very beneficial and promising for our cash flow needs. This team understands the unique and difficult place which subcontractors fall on the construction food chain. Billd also implements the needed security in order to make the financing process safe and clear. To top it all off, we have had nothing but pleasant, helpful interactions with the team!"

Lukas Montgomery, Accounts Payable | Miller Paneling

"When I was first introduced to Billd, I didn't know what to expect but their services has helped our company have the confidence and trust to execute various commercial jobs through out the years of working together. Billd's flexibility and terms have helped us operate with more stress free minds. Billd's staff is dedicated to provide the tools and information to all of their clients to grow. I recommend Billd to any subcontractors that are looking to take the next step of doing business with General Contractors."

Carlos Rodriquez, Co-Owner | Z-M Sheet Metal Roofing