Get Fast and Flexible Funding for Your Projects

Quick approvals, flexible terms, and financial freedom for commercial contractors.

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We only work with

Our financial solutions are specifically tailored for commercial subcontractors that meet the following criteria.

Over $2M in annual revenue

Working commercial jobs in the U.S.

Contracting directly with GCs and Property Owners

Elevate Your Projects with Billd’s Flexible Financing Solutions

Funding when you need it

Receive payment for approved pay apps within 24 hours. With reliably quick turnaround times, you can get funding when you need it, bid on more jobs, and grow faster.

Flexible funding options

Our financing aligns with your project timelines, offering the flexibility to access funds when you need them most. Whether you’re covering upfront costs or ensuring smooth operations throughout the project, Billd’s working capital solutions adapt to your workflow.

Transparent and predictable costs

Billd provides financing solutions that are straightforward and transparent. Enjoy predictable terms that are designed to support your growth without the stress of hidden fees.

How Billd works

Get the financial support you need for any project, current or in pipeline

Unlock solutions that flex with the changing needs of your business

With Billd in your toolbelt you can plan for your business on your terms

Pay App Advance^*

Funding Amount

Advances up to 100% of the total pay app, less a purchase fee.

Speed of Funding

Funding available as soon as 24 hours, pay us when you're paid OR at 60 days.

Fees

No wire or transfer fees.

Payment Process

Pay app funding is managed entirely within your existing payment structure, with no need for third-party involvement.

Approval Time

Quick approvals, often within the same day.

Usage

Flexible, pay app-by-pay app basis, tailored to your project’s needs.

Communication

Direct communication with Billd, ensuring clarity and efficiency.

*Pricing and product features may vary in the states of California and New York.

See what contractors around the country are saying about Billd

"As a growth minded commercial subcontractor, Billd has provided us with the resources we need to manage cash flow while meeting our strategic growth plan. The team is friendly and always works to provide fast service, offers insights into ROI, and other tools that are important to business. Highly recommend it."

Justin Smith, President | Ironsmith Fire

"Our partnership with Billd has proved very beneficial and promising for our cash flow needs. This team understands the unique and difficult place which subcontractors fall on the construction food chain. Billd also implements the needed security in order to make the financing process safe and clear. To top it all off, we have had nothing but pleasant, helpful interactions with the team!"

Lukas Montgomery, Accounts Payable | Miller Paneling

"When I was first introduced to Billd, I didn't know what to expect but their services has helped our company have the confidence and trust to execute various commercial jobs through out the years of working together. Billd's flexibility and terms have helped us operate with more stress free minds. Billd's staff is dedicated to provide the tools and information to all of their clients to grow. I recommend Billd to any subcontractors that are looking to take the next step of doing business with General Contractors."

Carlos Rodriquez, Co-Owner | Z-M Sheet Metal Roofing